M J Waldron Commercial Insurance Services is a Dudley based insurance broker delivering bespoke commercial insurance solutions to businesses across the Midlands.
With over 30 years' experience in local business and manufacturing, we are able to provide the very best independent insurance cover available to ensure your business is protected. As your local broker, you can be confident that we are here to support you throughout the term of your cover, not just at inception.
Our diverse client base means that we are we are able to provide bespoke insurance arrangements for your business - regardless which sector you operate within.
At M J Waldron, we will always work with you to provide the best possible insurance cover for you and your business. Just a few of the covers we are able to provide include:
Commercial Buildings & Contents
Employers, Public & Products Liability
Directors & Officers Liability
Employment Law & Entity Defence
Computers & Laptops
Businesses often have specific demands and need an insurance package that meets their exact requirements. As such, we will take the time to fully understand your business. We believe that all clients’ insurance exposures should be identified and clearly explained. The insurance solution proposed should fit your needs and be reviewed regularly to maintain adequacy over time.
Whether you are a new or established organisation, an initial assessment of all exposures facing the business will be carried out. The review is useful to identify any areas where cover can be re-structured for efficiencies. This will also allow for any possible improvements or deficiencies in any current arrangements to be identified. Once discussed and agreed, an insurance solution will be designed and marketed to our network of insurers on your behalf. Our fully costed and recommended insurance solution will be fully explained to you with the opportunity for any questions or changes. There is no cost or obligation for the review.
Manufacturing can be a complex, high risk industry that could face some potential issues, from: investment, energy, environment, costs, processes, new technology and market consolidation. When it comes to your insurance and risk management programmes, you need a broker who understands the knowledge around the sector, the insurance market to shape your insurance programme and understand your business needs by providing great service and protection.
Whether a retailer, manufacturer, distributor, motor trader, fleet operator, property owner or other organisation, bespoke coverage can be arranged at competitive premiums. Such cover may include; Property, Business Interruption, Money, Goods in Transit or Marine Cargo, Employers, Public & Products liability, Computer, Engineering, Financial lines such as Professional Indemnity, Directors & Officers liability, Crime & Cyber Liability.
Inflation, the energy crisis and supply chain disruption continue to be the key themes impacting the UK economy with the cost and shortage of food now becoming more of a concern.
Rochelle Reddish, Rehabilitation Case Manager at Zurich Insurance has shared her insight into the occupational phenomenon “Burnout”.
Allianz SE shares their insight on the crisis hitting the European aviation industry and how the current uplift in cancelled flights could in fact become the new normal.
When it comes to fraud affecting a business it’s a matter of ‘when’, rather than ‘if’. Fraudsters are increasingly inventive: your team could be targeted, your relationships could be used … even your online profile could be a risk.
For SMEs facing squeezed margins, insurance premiums may seem like a grudge purchase. Some products may be regarded as a discretionary overhead among those who don’t fully understand their risks or how being underinsured could prove catastrophic to their business. Yet insurance can be key to SMEs’ ongoing survival by providing a financial safety net in unforeseen circumstances, when they are the least able to withstand substantial losses.
There were a number of changes to the Highway Code published earlier this year which Aviva PLC has highlighted in this article and visual guide.
These updates have been closely followed by a change to the law in March 2022 regarding the use of a mobile device while driving.
The UK is seeing the emergence of battery storage systems to power the likes of homes and offices, to reduce the reliance on fossil fuels and conventionally generated electricity. Lithium batteries are increasingly becoming an integral part of all our lives.
Analysis of data published by insurer Zurich shows a sharp overall drop in claims for burglary over the past four years but a steep rise in bike thefts, as they now top the list of the most-stolen household items.
Many considerations need to be made in the current economic climate, and firms face the challenge of ensuring they make employee financial wellbeing a top focus while at the same time ensuring their businesses remain profitable during these uncertain times.
The National Cyber Security Centre (NCSC) is encouraging businesses to bolster their cyber security in light of the events in Ukraine and the increased threat of cyber-attacks. For small and medium business owners, the current conflict might seem far-removed from the day to day running of their business but cyber threats are an ongoing threat.