M J Waldron Commercial Insurance Services is a Dudley based insurance broker delivering bespoke commercial insurance solutions to businesses across the Midlands.
With over 30 years' experience in local business and manufacturing, we are able to provide the very best independent insurance cover available to ensure your business is protected. As your local broker, you can be confident that we are here to support you throughout the term of your cover, not just at inception.
Our diverse client base means that we are we are able to provide bespoke insurance arrangements for your business - regardless which sector you operate within.
At M J Waldron, we will always work with you to provide the best possible insurance cover for you and your business. Just a few of the covers we are able to provide include:
Commercial Buildings & Contents
Employers, Public & Products Liability
Directors & Officers Liability
Employment Law & Entity Defence
Computers & Laptops
Businesses often have specific demands and need an insurance package that meets their exact requirements. As such, we will take the time to fully understand your business. We believe that all clients’ insurance exposures should be identified and clearly explained. The insurance solution proposed should fit your needs and be reviewed regularly to maintain adequacy over time.
Whether you are a new or established organisation, an initial assessment of all exposures facing the business will be carried out. The review is useful to identify any areas where cover can be re-structured for efficiencies. This will also allow for any possible improvements or deficiencies in any current arrangements to be identified. Once discussed and agreed, an insurance solution will be designed and marketed to our network of insurers on your behalf. Our fully costed and recommended insurance solution will be fully explained to you with the opportunity for any questions or changes. There is no cost or obligation for the review.
Manufacturing can be a complex, high risk industry that could face some potential issues, from: investment, energy, environment, costs, processes, new technology and market consolidation. When it comes to your insurance and risk management programmes, you need a broker who understands the knowledge around the sector, the insurance market to shape your insurance programme and understand your business needs by providing great service and protection.
Whether a retailer, manufacturer, distributor, motor trader, fleet operator, property owner or other organisation, bespoke coverage can be arranged at competitive premiums. Such cover may include; Property, Business Interruption, Money, Goods in Transit or Marine Cargo, Employers, Public & Products liability, Computer, Engineering, Financial lines such as Professional Indemnity, Directors & Officers liability, Crime & Cyber Liability.
The portion of businesses buying cyber insurance reportedly doubled in 2020. Unfortunately, the very same factors that led to this rush to buy, have also led to a change in the dynamics of the cyber insurance market. More cyber criminals are being drawn into the space by increasingly lucrative earnings, and this has led to a rise in frequency of claims.
Recently, a severe vulnerability has been identified in Log4j which is a piece of software widely used by applications and other services across the internet. Read this article to find out more.
The threat of a cyber attack remains one of the biggest potential risks for UK business owners. Taking these small steps will help ensure that your business is protected.
Food and beverage are the largest of the UK’s hospitality sectors and one of the UK’s biggest employers. While the industry is a dynamic and diverse one, businesses are exposed to a common set of risks – from property and equipment to the food itself and, of course, reputation.
Not only does it help protect your staff and keep members of the public safe but it also helps to prevent interruptions to day to day business activities and potentially expensive repair costs.
The in-depth report shows increased concern in respect of the UK economy. With 44% of all businesses having obtained financial support during the Pandemic, the end of Furlough and increased energy prices it estimates 21% are struggling financially with expectations circa 8% are likely to close.
Recent data from RebuildCostASSESSMENT.com has highlighted how on average, buildings are covered for just 68% of the amount they should be in Britain. However, with rebuild costs rising rapidly, the current situation is likely to be even worse.
As coronavirus spreads through the air, the virus can build up in poorly ventilated areas, increasing the risk of infection. It is a legal requirement for employers to ensure an adequate supply of fresh air (ventilation) in enclosed areas of the workplace.
With almost £57,000 of tools stolen every day in 2020, according to data from the Metropolitan Police it’s more important than ever to ensure that you are insured.
What’s the difference between a labour only subcontractor (LOSC) and a bona fide subcontractor (BFSC)?
Explore the differences between a labour only subcontractor (LOSC) and a bona fide subcontractor (BFSC) and find out if you need Employers Liability Insurance.