M J Waldron Commercial Insurance Services is a Dudley based insurance broker delivering bespoke commercial insurance solutions to businesses across the Midlands.
With over 30 years' experience in local business and manufacturing, we are able to provide the very best independent insurance cover available to ensure your business is protected. As your local broker, you can be confident that we are here to support you throughout the term of your cover, not just at inception.
Our diverse client base means that we are we are able to provide bespoke insurance arrangements for your business - regardless which sector you operate within.
At M J Waldron, we will always work with you to provide the best possible insurance cover for you and your business. Just a few of the covers we are able to provide include:
Commercial Buildings & Contents
Employers, Public & Products Liability
Directors & Officers Liability
Employment Law & Entity Defence
Computers & Laptops
Businesses often have specific demands and need an insurance package that meets their exact requirements. As such, we will take the time to fully understand your business. We believe that all clients’ insurance exposures should be identified and clearly explained. The insurance solution proposed should fit your needs and be reviewed regularly to maintain adequacy over time.
Whether you are a new or established organisation, an initial assessment of all exposures facing the business will be carried out. The review is useful to identify any areas where cover can be re-structured for efficiencies. This will also allow for any possible improvements or deficiencies in any current arrangements to be identified. Once discussed and agreed, an insurance solution will be designed and marketed to our network of insurers on your behalf. Our fully costed and recommended insurance solution will be fully explained to you with the opportunity for any questions or changes. There is no cost or obligation for the review.
Manufacturing can be a complex, high risk industry that could face some potential issues, from: investment, energy, environment, costs, processes, new technology and market consolidation. When it comes to your insurance and risk management programmes, you need a broker who understands the knowledge around the sector, the insurance market to shape your insurance programme and understand your business needs by providing great service and protection.
Whether a retailer, manufacturer, distributor, motor trader, fleet operator, property owner or other organisation, bespoke coverage can be arranged at competitive premiums. Such cover may include; Property, Business Interruption, Money, Goods in Transit or Marine Cargo, Employers, Public & Products liability, Computer, Engineering, Financial lines such as Professional Indemnity, Directors & Officers liability, Crime & Cyber Liability.
The annual death rate in the motor vehicle repair industry is 1.6 deaths per 100,000 workers — around four times the average rate across all industries. So, in this potentially hazardous industry it is the task of the employer, to protect workers by identifying the risks and minimising the impact of those risks. Failure to learn from near misses or injuries will risk lives.
Reinforced Autoclaved Aerated Concrete (RAAC) has made the headlines recently for all the wrong reasons. This is due to concerns about the risk of sudden collapse in schools and other buildings where the material is used.
Businesses are being warned to make sure their staff are safe when working with metalworking fluids or coolants.
The illegal cultivation of cannabis is a growing problem. Until recently, cannabis cultivation was generally large scale, often taking place in industrial units, remote warehouses and disused farm buildings, but since the Covid pandemic, police are increasingly finding smaller scale cannabis farms in residential private rented properties.
Climate change will force organisations and communities to prepare for flood events.
One hundred and thirty-five workers were killed in work-related incidents in Great Britain in the last year, according to figures published on Thursday, July 6 by the Health and Safety Executive.
With the summer months drawing to a close and the cooler weather around the corner, it’s a good time for businesses to reflect on their risk management strategies and plan for the changing season ahead.
Rising repair costs are putting pressure on the motor insurance sector, with the latest figures from the Association of British Insurers showing that the current average private motor insurance premiums are 15% higher compared to Q1 2022 and continuing to rise.
Storm Agnes has been named by the Met Office as the deep area of low pressure that will impact much of the UK on 27th September and into the 28th.
Engineering inspection and maintenance are both essential for many businesses, but people often confuse the two.